極少人知道的手機四大隱藏功能

手機使用小秘訣，讓你的手機永遠有電！ ！ ！

1、隱形的備用電池
你的手機電量不足了，為了讓它能夠繼續使用，按*3370#鍵，手機會重新啟動，啟動完畢後，你就會發現電量增加了50%。這部分隱藏的備用電量用完了你就必須得充電了，再次充電的時候，隱形的備用電池也同時充電，下次電量低的時候又可以用這個方法。知道這個在緊急情況下如果手機電量不足非常管用。

2、車用遙控器落在車裡了？
你的車用遙控能打開吧？如果可以，在你有一天將車用遙控器落在車里而且備用的遙控又在家裡的話，你會發現有個手機真方便，用手機撥通家里人的手機，將你的手機拿在離車門一英尺的地方，同時家里人拿著遙控器在他的手機旁邊按響遙控器上的開鎖鍵，這邊你的車門就可以打開了。這個方法不管你把車開得離家有多遠都奏效。

3、緊急情況
全世界的手機都可以撥打的共同緊急救援號碼是112，加入你發現自己所在的地區無手機信號覆蓋，同時你又遇到了緊急狀況，用你的手機撥打112準沒錯，因為這時候你的手機會自動搜索所有可用的網絡並建立起緊急呼叫。特別有趣的是，即使你的手機是在鍵盤鎖定的狀態，你同樣可以撥打112。試試吧！

4、手機被偷了？
有個辦法讓小偷也用不了，嘿嘿！查看手機的序列號，只需鍵入* # 0 6 #， 15位序列號會出現在手機屏幕上，全世界的每一台手機都有一個獨一無二的序列號，把這個序列號記錄下來並保存好。有一天如果你的手機不幸被偷了，打電話給手機提供商，並提供你的手機序列號，他們會幫你把手機屏蔽，這樣即使小偷換了SIM卡，仍然無法使用，你的手機對小偷來說變得一無是處。如果全世界每個手機持有者都這麼做，那麼偷手機就沒有意義了。在澳洲，警方甚至建立了一個被盜手機數據庫，如果你的手機被找到了，就可以歸還給你了。

日常維護必用：

1、手機電池不要等到沒電才充電。
一般我們都會有一種想法就是手機的電池電力要全部放完再充電比較好基本上是沒錯的，因為我們在以前使用的充電電池大部分是鎳氫(NiH)電池，而鎳氫電池有所謂的記憶效應若不放完電再充的話會導致電池壽命急速減少。因此我們才會用到最後一滴電才開始充電。但現在的手機及一般IA產品大部分都用鋰(Li)電池，而鋰電池的話就沒有記憶效應的問題。若大家還是等到全部用完電後再充的話反而會使得鋰電池內部的化學物質無法反應而壽命減少。最好的方法就是沒事就充電讓它隨時隨地保持最佳滿格狀態，這樣你的電池就可用的又長又久喔。這是從廠商那得到的訊息，並經過本身測試而得。

2、當手機正在充電時，請勿接電話！ ！
原因是手機在充電時，來電接聽的話會有潛在的危險。印度有一個31歲在保險公司任職業務經理的年輕人，十幾天前在手機還接著充電器的時候接聽電話，過了幾秒大量的電流經過手機，這個年輕人被摔落到地面，家人發現時，手指燒傷，心跳微弱，並且已經失去意識。經緊急送到醫院後，醫生宣佈到院死亡。行動電話是目前大家最常使用的現代發明。然而，我們也必須要警覺到儀器致死的危險。

3、手機剩一格時不要使用
收訊滿格與只剩一格時相比,發射強度竟然相差1000倍以上.所以……常講手機的人……要注意哦……^0^、昨天從一位手機商那兒獲得一項很重要的訊息,那就是當你發現手機的收訊強度只剩下一格的時候,寧可掛斷不談或者是改用公用電話.千萬不要再滔滔不絕、口沫橫飛、濃情蜜意、欲罷不能、沒完沒了…為什么呢?大家都知道手機的電磁波一直是讓人擔心的問題.而手機的設計為了在收訊較差的地區仍能保有相當的通話質量,會加強手機的電磁波發射強度.當收訊滿格與只剩一格時相比,發射強度竟然相差1000倍以上.

4. 12593 電話號碼=陷阱
你是不是把外地朋友的電話用17951 電話號碼的格式儲存在電話號碼本里?而不是單獨撥?那麼收費就會從0.39元每分鐘變成1.3元每分鐘.我也向1860查詢過了他們的解釋是如果儲存在電話號碼本里?系統將無法識別。所以無法獲得資費優惠，必須每次在鍵盤上直接按12xxx。神州行用戶如此?動感地帶用戶,全球通也一樣。如果你是一個中國移動用戶，當你知道中國移動為你設置以下的陷阱的時候，便不再驚訝於你的話費為何會像長了翅膀一樣的飛走。用12593 電話號碼可以優惠，但如果你預先將“12593 電話號碼“存在手機的電話本，使用的時候調出來然後拔打出去，這時中國移動不承認你使用了12593這種優惠的拔打方式，而按照直接拔打的方式計費。如果你是在漫遊，兩種計費方式可以相差7倍之多！當我得知如此計費之後，我真的不知如何表達我的憤怒，後來打10086諮詢時，如果不是主動冶詢問這個問題，工號為6608的小姐根本就不告訴我這樣的計費。

5、手機費的寄生蟲
手機莫名其妙定置了無用短信,強烈建議大家都看一下自己有沒有中招，最簡單方法退訂每月偷你手機費的寄生蟲！中國移動在3.15被迫推出一項新業務，如果您是中國移動的手機用戶，鍵入數字“0000“，發送短信至10086，數秒鐘內將自動回復一條短信列表，顯示您的手機上究竟訂製了哪些短信服務，究竟是哪些短信服務商明著、暗著每月扣除您的手機費；鍵入數字“00000“，發送短信至186201，即可退訂所有短信服務。

6、不要趕著湊正好1分鐘
我們打電話的時候常常會為了正好趕在1:00前結束而慶幸,但其實並不是這樣的,據一位中國移動的工作人員說,其實在你通話到0:55的時候就已經算一分鐘了,所以0:55~1:00的通話時間其實是算你2分鐘的錢~

7、手機一進水，請切記不要作任何按鍵動作，尤其是關機(一按任何動作，水馬上會跟著電路板流串)，正確的方法為馬上打開外蓋，直接將電池拿下，直接強迫斷電，可保主機板不被水侵襲。

這個常識非常重要，故轉告各位，使大家的手機可用久一點。學一學吧！以後以備不時之需啊！

8、如何讓手機電池起死回生
當你的行動電話電池使用時間變短(記憶效應或老化)時,你是否會再買一顆電池來更換呢?
下次當你碰到這種情況時請省下你的錢,告訴你一個很有效的方法不妨試試看：
1）把電池用報紙包起來再放進塑料袋裹包好放入冷凍庫三天(報紙可吸收多餘水份)
2）三天后取出常溫下放二天
3）二天后將電池充電,​​充飽後裝進行動電話裹測試(預估可救回80%-90%)
本訊息由知名電池廠商工程師透露,根據測試過的朋友指出效果相當有效.
至於有沒有效果,反正電池快沒用了,而且冰箱人人有,各位朋友不妨試試看吧!

9、給你的手機做個CPR吧！
手機是否常斷電？或是明明充飽了電沒多久就又沒電了？
一定懷疑過是不是手機的壽命終了？
別擔心，它只是一時“心跳停止”，只要一塊小小的橡皮擦就能起死回生了！
把電池取出後用橡皮擦把電池上的接點(黃銅片)擦乾淨，再裝回手機上，你會發現真是太神奇了！它竟然活過來了！還像顆新的呢！

真的很有用，提供大家做參考！

10、教你如何消除手機屏幕刮痕
大家是否常常會遇到手機屏幕有刮痕而不知如何處理的情況呢？
告訴大家一個好用的秘方....(前幾天在電視上看到的)
把牙膏適量擠在濕抹布上後用力在手機屏幕刮傷處前後左右來回用力塗勻.....
你將發現.....手機的屏幕刮痕會因此而消失....很神奇吧...​​!!
更神奇的事....在用乾淨的抹布或衛生紙擦乾淨後..手機屏幕還會變得更亮哦....
台大化學教授表示：原理為牙膏它只是刷牙的輔助用品，具有磨擦作用(修補作用) 和去除菌斑，清潔拋光牙面，因此使用在手機屏幕上面會有同樣的效果。

逾50萬電腦中毒7月9日後沒法上網

【星島日報】搜尋網站Google展開一項重點宣傳運動，提醒全球逾50萬名電腦用家盡快做好修復和除毒工作，並要做好備份，儲存自己電腦內的資料，因為他們的電腦可能中了病毒。如果不做修復工作的話，可能在7月9日限期過後便無法上網。雖然限期愈來愈逼近，但有大量網民不知道有這回事，也不知道自己的電腦是否已經中了毒。

事緣去年有一批國際黑客在網上發放病毒，藉著廣告行騙。美國聯邦調查局除了採取拘捕行動外，還不尋常地作出應變措施，數月前利用美國聯邦政府的電腦網絡設立一個安全網，讓中了毒的電腦可以暫時繼續上網。不過，這套安全系統將於7月9日關閉，仍未掃除病毒及完成修復工作的電腦，過了那天之後可能無法再上網。

由於仍有許多網民不知道自己的電腦是否中了病毒，Google日前宣布展開一場宣傳運動，在搜尋網站的頁頂，向中了招的機主發出警告，提醒他們盡快完成修復工作。

Market Stabilized; Waiting For Sign Of Bottoming

Market oscillates for the week on Greek fear. Although speculating traders and market manipulators continue to weigh down market, selling is eased as oversold stocks are bought up by hot money in the market. Sellers are beginning to run out of stocks. Market manipulators have very limited short position in stocks. Therefore although market seems to have reached the bottom, there is no short covering rally as in last year when market manipulators covered the short positions.

Institutional and individual investors are waiting cautiously for the sign of market bottom. Traders and market manipulators are aware of the possibility of a strong rebound due to surge buying from bargain hunters. As a result, trading volume decreases when market participants are expecting market to show any sign of bottom.

As mentioned in earlier posts, global financial market is flooded with hot money. In developed countries, people still have memory of the 2008 financial meltdown and remain cautious on risky assets. Treasuries and bonds are the safe haven of personal wealth. Market manipulators attempt to make profit from market turbulence. In emerging markets, hot money is finding ways into wealth assets with the exception of equity stocks. It appears that some hot money in developed countries which creates turbulence in equity stock market also expands into emerging markets.



Burned by the Best of Breed: Barry Ritholtz on JP Morgan
It sure made sense at the time. After getting pounded last fall to multi-year lows, the nation's battered banking industry was poised for a pop. By the New Year, the market's hottest sector was turning skeptics into converts by the day, and all that was needed to get in on it was a little nerve and some money.

That's essentially what brought Barry Ritholtz, and countless other profit-seekers like him, back to the banks—and, more specifically, back into shares of JP Morgan. They saw the performance, leadership, and improving earnings, but they also had a long list of names to avoid. They therefore decided that going with the best of breed was a smart way to go.

Don’t Look Now, but Here Comes Housing!
Last decade's housing boom is still inflicting a world of pain on lenders, homeowners and the financial system. Home prices are still falling. But there are growing signs that a sector that had become a massive drag on growth is now becoming a factor that can add to growth. We've written before of the ways in which housing is important for economic growth — it uses lots of local labor and materials, and transactions generate a lot of collateral activity and taxes.

Traders Calm as CBO Warns Fiscal Cliff Will Put Us Back in Recession
Three and a half years after the trough of the financial crisis in 2009 the R-word is once again being thrown around. The latest purveyor of pessimism is none other than the Congressional Budget Office (CBO), who warned in a note this week that our fledgling recovery could slip back into recession as we speed toward the edge of a dangerous "fiscal cliff."

3 Signs You’re Gambling, Not Investing!
Never has there been a time in market history when more people who think of themselves as investors were actually gambling with their money. From Wall Street to Main Street the lines are blurry. Just look at the trials of JP Morgan (JPM), where even the bank itself confused hedging risk with making an enormous bet; and Facebook (FB), whose IPO created a frenzy that has so far lost money for investors that rushed in.

FDIC: Bank profits at highest level since 2007
Bank profits rose in the first quarter of 2012, reaching their highest quarterly levels since the second quarter of 2007, according to the Federal Deposit Insurance Corp.'s quarterly banking report, released Thursday. However, total loan and lease balances on the books of banks declined by $56 billion in the quarter, a situation that FDIC Chairman Martin Gruenberg said was "disappointing" after the industry saw three quarters of growth last year. Bank net income for the first quarter of 2012 was $35.3 billion, up by $6.6 billion from the first quarter of 2011. Meanwhile, revenues -- driven partly by gains on loan sales -- increased for only the second time in the past five quarters. Net operating revenue increased by $5 billion from the year-earlier querter. The FDIC said that once again lower provisions for loan losses contributed to earnings improvement. The number of banks on the FDIC's "problem list" fell to 772 from 813 during the first quarter of 2012, and the assets of problem institutions declined to $292 billion from $319 billion.

U.S. Economy Has Momentum But “Dramatic Seizure” of Capital Markets Is Big Risk: Laura Tyson
"The biggest danger to the world economy is a disruptive, disorderly exit from Greece, which causes a major seizure of credit markets in Europe," Tyson says. "You can't rule out the possibility of some dramatic seizure of capital markets, that's the great risk. It's not the recession itself."

As usual, the stock market grabs the headlines (See: Botched IPO, Facebook's) but the bond market is a better indicator of investors' appetite for risk -- or lack thereof.

In recent days, yields on German, U.S., Swiss, French, Australian and Canadian bonds have traded at or near record lows as global investors seek refuge from the sovereign debts of Europe's PIIGS as well as junk bonds and emerging market debt.

"There is a pulling back from risk going on in the bond market. It's very troubling," says Ed Dempsey, Chief Investment Officer of Pension Partners. "It would seem the bond market is signaling to us there is some sort of event that is imminent [and] it seems most likely that event is coming out of Europe."

鄭秀文專訪 (聲音檔案)

鄭秀文專訪 (聲音檔案) Part 1


鄭秀文專訪 (聲音檔案) Part 2


鄭秀文專訪 (聲音檔案) Part 3

fb賺錢新法：付12元「逼」朋友看更新

【明報專訊】facebook不再只為用家而放棄賺錢機會。隨着2月申請首次公開招股，已接踵推出諸如收費應用程式商店、手機廣告、地方商家優惠券等賺錢方式。《華爾街日報》稱，fb除了想鞏固廣告收益，顯然還志在要賺用家的錢。

上周，fb向新西蘭用家推出一項新的「Highlight」服務，只要花2紐元（11.75港元）就能確保fb上的朋友必定會讀到用家本人的最新動向。有網民便認為，這做法有違fb的「完全並永遠免費」宗旨，效用亦恐有限。新西蘭fb用戶拉瑟福德便說，雖習慣頻頻更新個人信息和貼相，但她無意要其250個網友必定看到。「我不認為我所講的，有什麼重要到非花兩紐元不可。」

仿蘋果推收費App

fb還計劃數周內推出像蘋果iTunes App Store的網上商店App Center，提供一些收費的應用程式，供用家選購。另外，它上周又悄悄加強了其供用戶群組共享檔案的網上存儲服務。儘管fb未有提出收費，不過觀乎競爭對手Google、蘋果等的做法，都是基本用家全免，但會向大用量者收費。相信fb也會效法。

fb去年37億美元收入中，廣告收入佔85%。fb應投資者所願，拓展廣告以外財源，但沒有忽略廣告收益。除了近月大增用戶主頁右邊的廣告位，fb也推出了Offers服務，供商戶向所在地fb用家，寄送宣傳品；通過手機看fb信息者，亦將看到收費廣告。

Possible rocket engine problem triggered SpaceX launch abort

By Clara Moskowitz
© 2012 Space.com. All rights reserved.


The launch of the SpaceX Falcon 9 rocket from Cape Canaveral Air Force Station was delayed on Saturday when a computer detected a possible problem with one of the rocket's engines, a Space Exploration Technologies official said.

A potential rocket engine problem may be to blame for the unexpected abort of a private SpaceX rocket launch before dawn on Saturday, officials said.

SpaceX was slated to blast off its unmanned Dragon capsule and Falcon 9 rocket at 4:55 a.m. ET from here at the Cape Canaveral Air Force Station. Just after igniting its main engines, the computer onboard the booster initiated an automatic abort due to a high pressure reading in one of the rocket's nine main engines.

Dragon was due to fly to the International Space Station to become the first non-governmental vehicle to berth there. The spacecraft's next chance to launch is Tuesday at 3:44 a.m. ET, followed by a potential opportunity Wednesday at 3:22 a.m. ET.

Before SpaceX targets a new launch date, however, the company will search for the root cause of Saturday's glitch.

"We should have some technicians up into that engine at about noon today," SpaceX president Gwynne Shotwell said during a news briefing following the abort. "We'll be up looking for whatever we can find."

Initial indications suggest that the high pressure reading wasn't a sensor error, but did in fact indicate an abnormally high pressure inside the chamber of the Falcon 9's engine five, Shotwell said.

"Now we're just going to have to go in and spend a little bit more time looking at the data," she added.

If the engine looks to be unusable, SpaceX has another Falcon 9 here from which an engine could be swapped out, Shotwell said.

The flight is a trial run for SpaceX's plan to deliver cargo, and eventually crew, to the space station. The mission is partially funded by NASA's COTS (Commercial Orbital Transportation Services) program, and the firm has a NASA contract to fly 12 delivery missions to the outpost once test flights are completed.

"We're ready to support when SpaceX is ready to go," Alan Lindenmoyer, manager of NASA's commercial crew and cargo program, said during the briefing.

Officials from both NASA and SpaceX have emphasized the uncertain nature of test flights, and said that the main goal was to gather more data about the vehicle.

"This is not a failure," Shotwell said. "We aborted with purpose. It would have been a failure if we had lifted off with an engine trending in this direction."

Euro Zone Crisis Weighs Down Market

The Euro zone crisis is finally used to weigh down market. Broad market index slides on consecutive days. Traders become more active as the fear spreads among market participants. Hot money becomes more cautious on risky assets. However, as liquidity provides support for wealth assets, market participants do not enter in panic selling.

So far there is no symptom of heavy short selling from market manipulators. Lack of panic selling may make it not easy to make profit by short selling and the risk of short covering rally may drive speculators away from short selling. As individual investors are thin on portfolio holding, there is no sign of panic selling even market has declined for extended period of time.

The continuous market pullback weakens the confidence of market participants. And the loss of wealth also has impact on the overall economy. However, the loss is spread among the population and it is mostly paper loss without significant impact on money flow. Market manipulators and traders do not make huge profit as in the panic selling late last year.

Some nervous investors realize part of the profit for the stocks purchased during market bottom last year. However the selling pressure is not heavy as there is no need to liquidate in fire sale.

There is tremendous sideline cash, especially from individual investors. Instead of selling at the bottom, they have learned to exploit the cash on hand to pick up bargain. Current stock price is still above the fire sale price last year. Therefore they will wait patiently for the opportunity. Traders still have room to drag down market further until the bottom last year. If this can be reached, it may attract individual investors to replenish the portfolio. But it may have attracted smart traders to pick up the bargain before cautious hot money.

Market is finding the bottom as traders attempt to drag down market while risk money is picking bargain. If selling creates more market fear, more investors may take profit on the stocks purchased during the bottom last year. When these stocks are exhausted, the selling from speculators will disappear and the herd of market participants may rush to buy from the market.

Market participants should watch the development closely. Liquidity in the market will move fast and traders will acts swiftly to protect the profit.



Facebook IPO has halo effect for venture capitalists
In a business in which the best investment opportunities flow to a small number of firms with big reputations, the prestige boost that Accel Partners, Greylock Partners and Meritech Capital have gained from their Facebook investments dating back to 2005 and 2006 could pay dividends for years to come.

Facebook's earliest backers are sitting on a veritable fortune. Meritech's and Greylock's slices of Facebook will be worth more than $1 billion each.

But Accel Partners, which initially invested $12.7 million in Facebook at a $98 million valuation back in 2005, the year after it was founded, is clearly the big winner. Come the IPO, the current stake of Accel and its affiliates will be worth $6.3 billion, assuming a mid-point stock price of $31.50. It plans to sell a portion of that stake worth about $1.2 billion, according to the IPO prospectus.

"If you look at the cycle, every four to six years another company of (Facebook's) caliber gets created," said Chi-Hua Chien, currently a partner at Kleiner Perkins and a former associate at Accel who first brought Facebook to the Accel team's attention. He rattled off a list of names including: Amazon, in 1994; Google, in 1998; and Facebook, in 2004.

The outsized importance of the occasional monster deals means that venture capital firms sometimes find it worthwhile to get in - even late in the game.

Homes for Sale Grow Scarce as Sellers Await Higher Prices
Real estate agents, who spent the six-year U.S. housing collapse coaxing buyers off the fence, are now hunting for sellers as home inventories hover near lows last seen in 2005. A scarcity of properties signals the housing market's uneven recovery as purchasers trying to take advantage of record affordability run up against homeowners choosing to stay put in properties that aren't worth as much as they owe.

A housing affordability index that's based on a combination of resale prices, household income and mortgage rates reached an all-time high in the first quarter, the National Association of Realtors reported today. The index shows that a family with the median income of almost $61,000 could afford a $325,500 house, which is more than double the median existing single-family home price of $158,100 in the U.S.

Prices haven't recovered even as demand rises. Existing home sales this year through March were the highest for a first quarter since 2007, the National Association of Realtors reported on May 9. The median price in 146 metropolitan areas tracked by the group fell 0.4 percent from a year earlier to $158,100.

The inventory has tightened as investors, drawn by bargain prices and rising rents, bought 22 percent of homes sold in the first quarter, according to the National Association of Realtors. That's up from 21 percent of deals a year earlier.

Another source of supply, the inventory of new homes, fell to 144,000 in March, the fewest on records dating to 1963, the Commerce Department reported April 24. Homebuilders, still reeling from the construction and land-buying spree of the past decade, have cut the number of so-called spec homes, which are built without a buyer already lined up.

As sellers sit on the sidelines, bidding wars are flaring up in Denver, Miami, Minneapolis, Phoenix, Seattle and Washington, where bargain hunters, sensing a market bottom, have stepped up shopping.

Housing Starts Surge, but Don't Trade the Headline
April housing starts, at 717,000, were well above expectations and at the highest level since October 2008; March was revised upward as well.

Foreclosures Plunge to Five-Year Low in U.S. Recovery: Mortgages
Foreclosure filings in the U.S. fell to a five-year low last month as lenders sought to avoid seizing property and a housing recovery showed signs of taking hold.

The number of default, auction and seizure notices sent to homeowners in April totaled 188,780, down 14 percent from a year earlier and 5 percent from the previous month, according to RealtyTrac Inc. It was the lowest tally since July 2007, before the onset of the biggest housing crash in seven decades, the Irvine, California-based data seller said today in a report.

"Things are getting better and the number of vulnerable households is going down," Paul Willen, senior economist at the Federal Reserve Bank of Boston, said in a telephone interview. "The pool of borrowers is much more stable than it was two or three years ago."

The national home-price data belies improvements in many markets where "tighter inventories are beginning to lift home prices," CoreLogic Chief Executive Officer Anand Nallathambi said in a May 8 statement.

Affordability for homebuyers increased to the highest on record in the first quarter, based on the combination of low mortgage rates, low prices and improved incomes measured in a Realtors index.

"Housing demand is slowly beginning to recover," according to Joseph LaVorgna, chief U.S. economist at Deutsche Bank Securities Inc. in New York. "Banks are showing increasing willingness to lend to consumers, which should bode positively for the mortgage market. In turn, this would help shift the housing recovery into a higher gear."

As One JPMorgan Trader Sold Risky Contracts, Another One Bought Them
For hedge funds that could smell blood in the water, it seemed to be an opportunity to take on JPMorgan Chase and win.

Even as a trader for JPMorgan in London was selling piles of insurance on corporate debt, figuring that the economy was on the upswing, a mutual fund elsewhere at the bank was taking the other side of the bet.

That one hand of the bank was selling while another was buying is not uncommon in the dog-eat-dog world of Wall Street. Yet that trading is typically done on behalf of clients, not in a way that, inadvertently or not, undermines what the bank is doing for itself.

"You've got so many different businesses, they are not coordinated and they are not telling each other things and that turns out in this case to have been a virtue," said Robert Litan, vice president for research and policy at the Ewing Marion Kauffman Foundation. "But that also feeds into another concern, and that is that JPMorgan is not only too big to fail but too big to manage."

The rationale for the hedge funds was simple: with JPMorgan selling so much of this insurance, the price was artificially cheap. In buying it, the funds were betting that the cost would increase when the bank eventually stopped selling. Such a move would notch them a tidy profit while causing steep losses on paper for JPMorgan.

Similarly, any hiccup in the markets for corporate debt would also potentially hurt the bank's position, as it would make the cost of insuring the corporate debt more expensive. That, too, would be lucrative for the buyers.

Even Pros Don't Like Stocks: Could That Be Bullish Sign?
Wall Street strategists are the most negative they've been on stocks since the bull market began more than three years ago.

The consensus view of U.S. equity strategists from major banks is for investors to allocate just 52 percent of their portfolio to stocks and the rest to fixed income, commodities or cash, according to a Bloomberg survey.

This is the lowest allocation for stocks since the nearly 50 percent level that the survey reached back in March 2009.

大班毓民開咪 還聲於民

封咪八年，大班（箭嘴示）再開咪再戰江湖，還聲於民。


大班鄭經翰同黃毓民兩位商台名嘴當年先後被迫封咪，震撼一時，掀起封殺言論自由嘅白色恐怖。事隔八年，大班噚日宣佈將會喺佢揸弗嘅 DBC數碼一台重新開咪，呢個聽朝開始啟播嘅節目叫做《風波裡的茶杯~還聲於民》，單係聽個節目名，令人諗起大班曾經有「十點前特首」呢個綽號。

當年大班鬧官員係狗官，今時今日仲有冇咁嘅氣魄？佢話經過咁多年，人係成長咗，但係社會係偽善嘅，佢對狼
振英做特首好有保留，假若 CY領導嘅政府有狗官，都要照鬧。

大班噚日請咗好多廣播界老友同其他節目主持到場造勢，有同佢一齊被商台掃出門嘅毓民，亦有梁思浩、陳海琪同洪朝豐等等，大班數數吓，仲自嘲話 DBC係收留最多曾被封咪名嘴嘅電台。

Ted Williams: I’ve been sober a year, ‘one day at a time’

Visit msnbc.com for breaking news, world news, and news about the economy

Ted Williams spent 17 hard years on the streets before becoming an online sensation last year.
By Scott Stump
TODAY.com contributor

Even after a viral YouTube video helped turn him from a homeless crack addict to a media sensation, golden-voiced former radio announcer Ted Williams admitted Monday his struggles were far from over.

Amid emotional moments of his remarkable journey last year, such as his tearful reunion with his mother in a segment on TODAY, he admitted he relapsed on alcohol and drugs twice, including leaving a treatment facility after less than two weeks.

Now claiming to be clean and sober for more than a year and surrounded by good people, Williams, 54, has cowritten a book with Brett Witter called "A Golden Voice.” The book details how he went from being a popular Ohio DJ to a homeless crack addict to a YouTube sensation after 17 hard years on the streets. He related the ups and downs of his life to Matt Lauer, in the mellifluous tones of the memorable voice that gained millions of fans when it was heard via YouTube in January 2011.

‘I never stopped praying’
“All through that journey, I never stopped praying,’’ Williams said. “I never lost hope. I would ask God, ‘Please, let my mother and myself stay alive one more year. Lord, please, let a life-changing turnaround happen in my life so that my mother would not close her eyes saying, ‘I did a bad job raising this child.’’’

Williams was forthcoming about his struggles since first appearing on TODAY in January 2011, when he was awestruck by his overnight rise to popularity after years of living on the streets. He voluntarily entered rehab that month after taping television segments with Dr. Phil, only to leave less than two weeks later amid allegations by his family members that he was drinking daily while living in California.

“I figured since it wasn’t my drug of choice, alcohol could be my new drug,’’ Williams said. “I could go and start drinking, and nobody would know. Everybody would know (if) Ted was on crack, but they wouldn’t know that Ted was drinking.’’

After emerging from his second stint in rehab, Williams celebrated his one-year anniversary of sobriety this month by walking his daughter down the aisle at her wedding on May 4.

"I was able to be a part of that, something that a year and a half ago I wouldn’t have even thought about, let alone become a part of,’’ he said.

From No. 1 to homeless
During the 1980s, Williams was the No. 1 drive-time DJ in Columbus, Ohio, but addictions to crack cocaine and alcohol cost him his job and his family. From 1993 through 2010, he was homeless in Columbus, begging for money on the street while often giving passing motorists samples of his still smooth, deep voice.

Williams chronicles his hard times in bleak detail in his book, describing his delinquent parenting, his dishonesty with his mother, and even prostituting his girlfriend to support his habit. Despite everything that has happened, he and his girlfriend are still together.

“We’re doing well,’’ he said. “One day at a time. This new domesticated life is really wild.’’

In December 2010, Williams was panhandling off Interstate 71 in Columbus with a sign that read, "I’m an ex-radio announcer who has fallen on hard times,’’ when he caught the eye of Columbus Dispatch videographer Doral Chenoweth III. He shot a video of Williams doing a silky voice-over and it went viral, with more than 20 million views on YouTube. Williams was soon appearing on the couches of several late-night talk show hosts as well as the set of TODAY as the latest online sensation.

Williams had been obsessed with becoming a radio voice since his mother bought him a radio when he was 10 years old. He enlisted in the Army after his high school graduation and was eventually dishonorably discharged for black-marketing electronic equipment. He pursued his radio dream by getting a job as a DJ at a station in Chadbourn, N.C., before moving on to Columbus and becoming a local celebrity.

However, he began smoking crack daily and watched as his job and family evaporated because of his addiction. After 17 long years on the streets, he said, he began hearing the voice of God in 2010, urging him to change his life.

"I would literally throw stuff on the ground as litter and that voice would say, ‘I didn’t create this world to look nasty,’ and I would actually walk back as far as quarter-mile to go pick that up and throw it in the trash can,’’ he told Lauer.

Now clean-cut and sober, Williams admitted that it is still an everyday struggle to keep a lid on his addiction. However, he remains optimistic about the future, joking with Lauer that when he returns to TODAY in five years, he will be behind the wheel of a luxury vehicle.

"I want an Escalade bad,’’ he said. "I don’t know if I’m promoting Cadillac right now, but I do want one. My attorney, Bret Adams, said, ‘You keep doing the right thing, I’ll get that Escalade in the driveway.’’’

蒲台島爆龕場保育爭奪戰

(綜合報道)(星島日報報道)骨灰龕場發展爭議蔓延至本港最南端島嶼──蒲台島。一場蒲台島保育戰亦隨即展開。今年初有人在島上清除植物及放置石屎板，疑似興建骨灰龕場，近日持有島上多幅地皮的兩家海外註冊公司，終於入稟高等法院，要求法庭聲明在地皮擺放骨灰龕並無違反地契條款。同一時間，爭取保育蒲台島的香港觀鳥會，亦在社交網站發起「支持蒲台郊野公園」運動，要求城規會將蒲台島劃作郊野公園。

人煙稀少，令岩石景觀聞名的蒲台島，自然景觀及生態價值得以保存，更成為鳥類遷徙的重要補給站；但二月初時有人於島上清除植物，逾十萬方呎的樹木被夷平，用作放置石屎板，懷疑被用作放置骨灰龕的墓地，島上生態環境隨即備受關注。

規劃署早於○一年建議將蒲台群島劃作郊野公園，但一直未得到落實；城規會直到早前，才就蒲台島的發展審批地區圖展開公眾諮詢，但只建議將島上部分範圍劃為鄉村，其餘地方則劃作「未決定用途」土地，令一直關注島上生態環境的組織感到憂慮。

逾200市民支持建郊園

鑑於有人計畫發展骨灰龕場，香港觀鳥會近日加緊在討論區和社交網站發起「支持蒲台郊野公園」運動，要求城規會將蒲台島劃為郊野公園或具特殊科學價值地點（SSSI），並希望市民將在蒲台島拍攝的自然景觀、文化及康樂活動和動植物照片，送交城規會及漁護署，藉此表達支持。

觀鳥會自然保育主任鄭諾銘表示，已接獲逾二百名市民表示支持；他認為，將蒲台島劃作郊野公園，是最有效保護該島景觀、生態、文化及康樂價值的最佳辦法，「起初以為蒲台島那麼偏遠，沒有發展壓力，但看到有人似乎想在島上發展，也有少許驚訝，因此及早將該島劃作保育地帶就愈好。」

他說，蒲台島是香港獨有盧氏小樹蛙的天然棲息地，由於擁有獨特地理位置及天然環境，生態價值及科學研究價值一直極高，並成為遷徙鳥類的重要補給站，島上記錄到的雀鳥品種超過三百種，佔全港總數的六成，當中包括多個在香港首次記錄的品種，被發現的鳥類品種僅次於米埔。

區會副主席憂變荒島

不過，蒲台島上有不少土地由私人持有，有地區人士反對將島上私人土地劃作郊野公園用地，區議會副主席周轉香表示，蒲台島若然被劃作「保育」用地，發展潛力定必被凍結，有侵吞私人產權之嫌。

她說：「本港一直以來也是沒有完善的保育政策，一旦私人土地被劃作郊野公園用地，『業主』根本是難以獲得賠償。」

她指出，蒲台島一直面對最大問題是「冇水冇電」，島上只有一間酒樓。她認為，若保育團體認為蒲台島是具有一定生態價值，反而應該好好將該離島規劃，並發展為生態旅遊景點，讓更多市民可以親身感受島上的優美環境，「我們應該積極面對問題，將它列為郊野公園用地，日後前往該處的人將會有所減少，反而有機會使它變成一個『荒島』。」

記者：歐志軍

炒龜熱席捲兩岸 野生台龜恐絕種

【明報專訊】繼房地產、名畫、老酒後，烏龜也成為內地富豪的炒賣投資品。這股「炒龜」熱最近更蔓延至台灣，抬高了當地烏龜的身價。以食蛇龜為例，以前買一隻只需百元（新台幣，下同，約港幣26元），現在就要千元。若賣到內地，換算成人民幣，更能賺到4、5倍差價。內地投資圈都盛傳「炒龜勝過炒樓」。

研究台灣野生龜生態的專家陳添喜說，像食蛇龜、柴棺龜這些分布範圍小、數量又少的台灣烏龜，現在成為捕獵目標。他估計，以台灣一個小小地方，再這樣無限制捕龜，野生烏龜將在5年後徹底消失。

Traders Drag Down Market But Bargain Hunters Move In

Equity stock market declines continuously for the week. Trading volume increases as traders contribute to significant portion of market activity. Overall market participation remains low because investors are uncomfortable to hold stocks. Since cash level is high, any dip will attract some bargain buyers. Due to low confidence, investors will also take quick profit on any rebound.

Traders and market manipulators successfully drag down the market when some investors begin to worry about the outlook and realize the gain from previous purchase. European sovereign debt looms to raise market fear. Although investors would not sell in a panic again as in last year, there is growing concern of a sizable pullback. A rush to take profit has started among some investors.

Market is currently a struggle between speculators and investors. Traders use economic crisis to create turbulence in the market to make profit. On the other hand, investors are holding large amount of cash and bought up stocks near the bottom. There is fear to reduce portfolio stock holding while there is still profit. The European sovereign debt crisis can be used as a trigger for market collapse. Currently there is no symptom of big drop although market participants are gradually losing confidence. Probability of panic selling is not high because active market participants have high cash level and do not have much incentive to sell. Market now appears to be finding support for weak investor confidence. Market movement is indication of market participants behaviour, not necessarily indicates contemporary economic environment while household investors mostly remain outside of equity stock market.



Stock Trading Is Still Falling After ’08 Crisis
Even though American stocks have doubled in price in the last three years, investors and traders large and small keep giving the market the cold shoulder.

Trading in the United States stock market has not only failed to recover since the 2008 financial crisis, it has continued to fall. In April, the average daily trades in American stocks on all exchanges stood at nearly half of its peak in 2008: 6.5 billion compared with 12.1 billion, according to Credit Suisse Trading Strategy.

The decline stands in marked contrast to past economic recoveries, when Americans regained their taste for stock trading within two years of economic shocks in 1987 and 2001.

The decline in trading has not sent the prices of stocks down. Though there is less buying and selling, the people who have remained in the market are willing to pay higher prices, driving the value of the benchmark Standard & Poor’s 500-stock index up 102 percent since the market hit a bottom in the spring of 2009.

Among retail investors, the most reliable source of trading volume has been the day traders who were given access to cheaper trading by discount brokers like E*Trade and TD Ameritrade.

Steve Quirk, a senior vice president at TD Ameritrade, said these investors were still scarred by the financial crisis in 2008-9, which followed the bursting of the Internet bubble in 2001. More recently, share prices have steadily risen but with jarring short-term reversals.

Stocks Up or Stocks Down, Retail Investors Stick to the Sidelines
It's been more than three years since the market bottomed, yet individual investors remain extremely wary of the stock market and clearly there's a lot of good reasons why:

•The 2008 credit crisis and 2000 bursting of the tech bubble scarred a generation of investors, some irreparably.
•The "Flash Crash" of May 2010 spooked many investors who feel the market is rigged, or at least manipulated by high-frequency computer trading.
•High unemployment, stagnant wages and the bursting of the housing bubble have left millions of Americans with little or no funds to put in the market, even if they were so inclined. In 2011, 46.4% of U.S. households owned stocks, down from 59.4% in 2001, according to USA Today.
•Government bailouts of Wall Street and the Fed's ongoing zero interest rate policy have eroded investors' faith in the market and the sustainability of any rally.
•Lack of faith in policymakers here and abroad, especially Europe, has many investors braced for another market meltdown.
Add it up and many investors would prefer to keep their assets in cash or the presumed safety of the bond market. Since the end of 2008, more than $260 billion have been pulled from U.S. equity mutual funds while $800 billion have gone into bond funds, USA Today reports, citing data from the Investment Company Institute.

Gauging when psychology will turn or what will trigger renewed ardor for stocks is impossible to predict. But statistical and anecdotal evidence suggests investor sentiment can't get a whole lot worse, which is historically a good time for true long-term investment.

Where Manufacturing Is Gaining
After hemorrhaging jobs during the recession - and over the last decade, for that matter - manufacturing has been one of the few bright spots of the recovery, restoring 489,000 jobs since the beginning of 2010.

But there have been some significant geographic distinctions in that recovery, as well as some toppled assumptions, one of which is that factory jobs have steadily shifted from the Midwest to the South.

Mr. Wial said that there was some evidence that manufacturing could make more of a comeback in the United States because labor costs are rising in developing countries and "many large companies are starting to reconsider the costs and benefits of offshoring."

Hedge Funds Profit as J.P. Morgan Sees Losses
For a group of hedge funds and other traders, J.P. Morgan Chase & Co.’s sudden $2.3 billion trading loss means big profits, according to people familiar with the matter.

Firms such as BlueMountain Capital Management LLC and BlueCrest Capital Management LP each scored gains of about $30 million, according to people familiar with the matter. Representatives for the firms declined to comment.

One trader elsewhere estimated that well more than a dozen firms, including his, as well as traders at banks also profited by taking the other side of J.P. Morgan’s trades.

The moves show that on Wall Street, traders are inevitably at the ready to take the other side of a big position in the expectation it goes awry.

觀塘 - 街邊炒麵阿伯

話說10幾年前去飲宴,食完唔多夠飽
就行下睇睇有乜野食啦,就在街邊黑暗處見倒佢

佢賣既同而家一樣,只有炒河同炒麵,
材料只有芽菜,蔥,其實冇乜料


但炒得夠乾身,都幾好食架
相對來講,炒麵又好食過炒河

而家乜都貴,一包都要10幾蚊,貴過一串魚旦少少啦

(轉載)

Market Encounters Resistance As Investors Lose Confidence

Equity stock market retreats on waves of economics data. As market participants are worry of significant pullback after the strong rally, there are few aggressive buyers. Investors with higher exposure on equity stocks begin to take profit and increase cash level. Investors with plenty of cash are waiting for market signal.

Market manipulators see a pessimistic outlook from speculators. There is a large decline on the last trading day of week. Traders are very cautious of further decline and rush to close holding positions regardless of profit or loss. Institutional and individual investors are relatively calm since portfolio has high cash level.

Since recent market top, capital money is slowly flowing out of the equity stock market as market participants do not have confidence in stock performance. Household investors do not want to be the last to exit in case of a market collapse. On the other hand, wealthy investors are less worry of market collapse and continue to hold blue-chip stocks that can provide decent dividend return. This provides support to general market despite trader speculation and negligence from individual investors.

“Weakness and Turmoil” Are Good for Stocks: David Kotok
"The market looks at weakness and turmoil and says 'more LTRO or something like it in Europe...the Fed on hold [and] will stretch it out longer,'" explains David Kotok, chairman and CIO of Cumberland Advisors. "Every time there's a shock, it means there will be more global QE. That's what markets celebrate."

"There's an argument in favor of a repeat [of 2010 and 2011] but we don't agree with it," says Kotok.

He sees instead a continuation of slow growth, low inflation and low interest rates, a highly accommodative Fed and strong corporate profits. That environment "can go on for several years" and is potentially very bullish for stocks, says Kotok.

"Bear markets set the stage for the ensuing bull market," Kotok says, suggesting the stage is set for yet more gains to come.

Reasons To Be Optimistic About America
The Daily Ticker headed to Los Angeles this week to cover the Milken Institute's annual Global Conference where many of the world's most influential investors, economists, CEOs, innovators and policymakers met to discuss some of the most imminent and dire problems facing America and the world.

Niall Ferguson
Professor, Harvard University
"The thing that makes me optimistic about the United States is technology and the ability of the United States still to be at the cutting edge. But of course that is quite geographically localized. That is a Silicon Valley story."

Mitch Daniels
Governor, Indiana
"The resilience of the American economy over time. We still give birth to more new businesses than other places [and] that we still have a core of innovation."

Richard Fisher
Dallas Federal Reserve President
"We are growing our population. We have an enormous Hispanic population that's coming in. We are still the magnet for anybody that wants to work hard in the world. And we create, and we innovate, and we are masters of creative destruction. As long as government won't interfere with that adjustment, and let the American genius go to work, we'll win."

U.S. Chose Better Path to Recovery
Last summer, things looked bad on both sides of the Atlantic. There were fears of double-dip recessions, and stubbornly high unemployment rates. Stock markets swooned.

In Europe this week, a meeting of finance ministers trying to negotiate details of how banks will be forced to raise capital — and whether some countries can require their banks to have more capital — produced no agreement but provided more reasons to doubt whether the banks are safe. In the United States, the Federal Reserve’s quarterly survey of lending officers indicated that lending conditions were improving.

No one factor made the difference in the divergent paths the two continents have taken. But there are two — both related to financial conditions — that were very important. In each case, it appears that the United States did a much better job.

The first one concerns the banks. The huge bailouts, started in the administration of George W. Bush and continued by President Obama, worked. The banks were bailed out, and the survivors were forced to recapitalize.

The other area where American policy seems to have worked better is monetary policy. The Federal Reserve’s purchase of large amounts of securities — known to some as quantitative easing — was critical in restoring liquidity to American banks and making it possible for them to continue lending. The European Central Bank avoided disaster with its own program to pump cash into banks but, as two Morgan Stanley economists, Joachim Fels and Elga Bartsch, noted this week, that move was “not a circuit breaker that transferred risk from the private sector to the central bank’s balance sheet.” It has bought time, but fundamental problems remain.

Perhaps such fears are inevitable after a financial crisis. But as of now, there can be little doubt that the American government handled the problems of the last year far better than did its European counterparts.